tag:blogger.com,1999:blog-5353489745782837825.post564136818237675948..comments2024-02-25T00:38:34.874+08:00Comments on Patrick Cowsill: Taiwanese Banks Against MinoritiesPatrick Cowsillhttp://www.blogger.com/profile/12904899672214340947noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-5353489745782837825.post-33209456877251948882011-11-27T02:18:43.115+08:002011-11-27T02:18:43.115+08:00"It's best to get Costco involved early b..."It's best to get Costco involved early because then Chinatrust will work with you because you are destroying their harmony with Costco. If you don't involve Costco, you faced the possibility of getting your application trashed."<br /><br />If you are a "foreigner" and find you are discriminated against in applying for a credit card in Taiwan, which you will inevitably will be, get in touch with the foreign partner(s) of the local company putting you through said BS. This is the only way you'll get it sorted out and also will help to put local companies who are "latently racist" on notice. It is probably the only avenue you have. I also suggest capturing this kind of nonsense on film and putting it online.Patrick Cowsillhttps://www.blogger.com/profile/12904899672214340947noreply@blogger.comtag:blogger.com,1999:blog-5353489745782837825.post-29008943521145905382011-11-23T02:12:33.673+08:002011-11-23T02:12:33.673+08:00I have to defend Chinatrust on this one: The probl...I have to defend Chinatrust on this one: The problem is they need to call you twice on 2 different days to verify it isn't credit card fraud attempt. It was a major PITA, but you literally need them holding your hand unless you speak really good Chinese. I don;t and I got my card with a lot of help. <br /><br />It's best to get Costco involved early because then Chinatrust will work with you because you are destroying their harmony with Costco. If you don't involve Costco, you faced the possibility of getting your application trashed. After that, it goes relatively smoothly. They leave messages and you call them, then they will call you back a short time later. <br /><br />It's all a very messy problem of credit card fraud, cellphone fraud, latent racism and outright lazyness.Okaminoreply@blogger.comtag:blogger.com,1999:blog-5353489745782837825.post-83347299712756652262011-11-12T19:11:14.381+08:002011-11-12T19:11:14.381+08:00maybe i'm too pro-taiwan, but i try not to use...maybe i'm too pro-taiwan, but i try not to use any products / services in taiwan that have "中國" in their namesAndrehttps://www.blogger.com/profile/09262913117330754448noreply@blogger.comtag:blogger.com,1999:blog-5353489745782837825.post-88344865439715622442011-11-12T13:39:25.981+08:002011-11-12T13:39:25.981+08:00That doesn't have anything to do with race but...That doesn't have anything to do with race but rather you don't have credit rating. People of all races and ethnicities do in fact have credit ratings in the US.<br /><br />I also had problems when I returned to the US in the early 2000s because I hadn't lived in there since my childhood. When I went car shopping, I was told I couldn't get financing because I didn't have any credit rating. <br /><br />(BTW, I put US$10,000 on the counter and the financing came around pretty quickly.)Patrick Cowsillhttps://www.blogger.com/profile/12904899672214340947noreply@blogger.comtag:blogger.com,1999:blog-5353489745782837825.post-3122863065162410142011-11-12T11:33:38.639+08:002011-11-12T11:33:38.639+08:00Well, this might be off the topic, but my Taiwanes...Well, this might be off the topic, but my Taiwanese wife in the US is finding it difficult--actually impossible--to get a credit card from a US bank or department store because they check your (US) credit record before they offer you a card. Since she doesn't have a credit record in the US (and I suppose because we're not part of the 1%), she can't get a card...Anonymousnoreply@blogger.com